Previdir confirms its commitment to being a support for companies, whether associated or not, by dedicating to their employees and family welfare plans which, in the event of contagion from the virus or mandatory quarantine, can represent economic support to face the first financial difficulties.

This Plan “Influenza Syndrome of Pandemic origin” regards a type of flu pandemic on an international scale, regardless of the WHO World Health Organization  declaration. The proposal includes not only casesuch as COVID 19, but all similar syndromes (SARS, MERS, etc …) and any future similar future cases.

Companies ALREADY ASSOCIATED with the Fund and ENROLLED in the “Supplementary Health Care” Program

  • can join without any numerical limit of membership
  • the coverage is granted only on a group basis  (no individual  memberships)
  • FAMILIES are admitted, only if they are already enrolled in the current Healthcare Program
  • The guarantee is ADDITIONAL to any indemnity / reimbursement / indemnity or compensation already provided for by the current Health Plans
  • The maximum age limit for extending coverage is 75

Companies NOT ASSOCIATED with the Fund or associated but NON ENROLLED in the “Supplementary Health Care” Program

  • Only companies with a minimum of 10 employees can also join the program.
  • Coverage is granted only on a group basis  (no individual  memberships).
  • FAMILIES CANNOT PARTICIPATE IN THIS EMPLOYEE GROUP INSURANCE PROGRAM.
  • Age requisites for coverage limit participation to employees from the age of 21 to 65.

To find out about the premiums and the summary of the coverage, Companies already associated can contact the Fund directly as follows:

Summary of the Plan

  • Policyholders: Executives / Employees / Directors / Partners of the Company
  • Territorial extension: Italian Residents
  • Shortage: none

Limits of coverage:

  • A daily indemnity in the case of hospitalization (with / without surgery) at a public Italian hospital for the assessment and treatment of diseases resulting from Pandemic Influenza Syndromes; post-intensive care; a convalescence indemnity, defined as a one-off payment upon discharge.
  • Additional Coverage 1): provision of a one-off indemnity to cover expenses incurred resulting from  hospitalization  or home quarantine ordered by the competent Italian Health Authorities Accessory Coverage
  • Additional Coverage 2): highly specialized telephone Medical Consultancy services are availabe for issues relating to Pandemic Influenza Syndrome ATTENTION: NO LONGER AVAILABLE FROM 01 APRIL 2020

PREVIDIR provides a concrete response to the growing needs related to the periodic spread of pandemic influenza syndromes also for the year 2021. In collaboration with Intesa Sanpaolo RBM Salute has revised the new Health Plan, which can be activated “at first risk” or “as a supplementary coverage ” to existing Health Plans.

Coverage is divided into 2 modules:

  • Indemnity coverage (basic) which can also be implemented on a “stand alone” basis
  • Additional coverage that can be activated in conjunction with the base module Warning: this extension is no longer available from January 15, 2022

Indemnity coverage (main):

  • Payment of a daily allowance in the event of hospitalization (with / without surgery) at:
    • Italian public Hospitals
    • Accredited or affiliated medical centers operating in con junction with Italian public hospitals
    • Specific medical centers authorized by government ordinances (e.g. private, military and field hospitals)

for the assessment or treatment of diseases resulting from pandemic influenza syndromes.

This indemnity is not available if emergency room services are not  followed by hospitalization in the same medical center.

  • Payment of a one-off indemnity for convalescence following hospitalization in intensive care, for the treatment of pathologies resulting from pandemic influenza syndromes, is available, if carried out at:
    • Italian public hospitals
    • Accredited or affiliated medical centers operating in conjunction with Italian public hospitals
    • Specific medical centers  authorized by government ordinances (e.g. private, military and field hospitals)

Convalescence must be specifically indicated in the medical charts at the time of hospital discharge.

Additional coverage 1):

Payment of a one-off indemnity:

  • In the event of a positive result of the investigations relating to the presence of Influenza Syndromes of a pandemic nature and mandatory quarantine imposed by the competent Health Authorities (also by telephone).

RECIPIENTS:

  • Insured: Executives / Employees / Holders / Board members
  • The following Risk Categories are also covered, with formulas dedicated to them:
    • social and health workers (OSS), medical personnel, paramedics, nurses, health professions, employees of pharmacies, law enforcement personnel, members of the Civil Protection or persons connected to it.
    • over 70 years
  • Family members admitted only if already insured in the Supplementary Health Care of Previdir.

MAIN FEATURES OF THE COVERAGE:

  • Coverage only in collective form (voluntary coverage is not allowed);
  • Territorial extension: Residents in Italy
  • No waiting period for coverage
  • Contributions and guarantees: as per the attached proposals
  • Type of coverage: additional to any indemnity / reimbursement / indemnity or compensation already insured by the Previdir Health Plans.
  • Minimum number of membership for COMPANIES NOT REGISTERED TO THE HEALTHCARE PREVIDIR: 10 employees;
  • No minimum number for companies already registered.

AGE LIMITS

  • If already insured in RSM Previdir: maximum entry age 74 years old (with premium increase if > 70 years old) / admitted patients over 75 years old if they already have a derogation in the RSM
  • If not insured in the RSM Previdir: age of entry 70 years (max) – age of stay 75 years (max); premium increase expected when > 70 years.

NEW RECRUITMENTS AFTER FIRST MEMBERSHIP:

The company will have to communicate once a month (the last day of each month) the list of clients who have been hired or newly appointed in the insured category, in order to proceed with the related insurance coverage. The effect will be understood on the first of each month referring to the communication.

FISCAL AND CONTRIBUTIVE BENEFITS

Please note that this Plan falls within the scope of supplementary Health Care coverage activated through a Health Fund and provides for social security and tax benefits, both for the Company and for the Employee.

TO CONFIRM YOUR MEMBERSHIP

  • Fill in the registration form;
  • In the case of companies that join with more than 20 clients: fill in the PERSONAL FILE attached to the registration form and send it back in Excel (fill in at least the mandatory fields);
  • indicate if the coverage must be extended to the nucleus already insured in RSM;
  • specify the chosen formulation;
  • attach a copy of the recent chamber of commerce registration (max 6 months);

in case of adhesion of Employees: attach DECLARATION OF MEMBERSHIP OF THE TOTALITY OF THE CATEGORY written on company letterhead.

How to join the Fund