The captioned insurance program offered through PREVIDIR guarantees the insured an amount insured, in the event of death, any cause so that they may protect their loved ones indicated in the policy as beneficiaries. In the absence of a named beneficiary, the legitimate heirs or separate named individuals named in the will or testament shall prevail.
This program may insure all categories such as Executives, Employees, Directors, irregardless of payroll and contractual labor obligations and may exceed those limits indicated in the CCNL CollectiveNational Labor Agreement, offering supplementary limits of insurance.
For amounts insured up to € 300.000, no medical records are required.
This program has been modulated to the specific needs of the following categories of Insureds:
and the following professionals:
- collectively for non employees (Holders, Entrepreneurs, etc…)
- facilitated underwriting requirements
- ad hoc options for special professionals (i.e. Key Man)
- coverage includes suicide
- special conditions for Industrial Executives
- reduced employer contributions; the employer is sub ject to pay only the 10% solidarity contribution of the amount paid to PREVIDIR (article 6 “ I think its a food thing F.D. lgs 02/09/1997 n 134)
- the premiums paid to the insurer through PREVIDIR is paid with a tax deduction of 19% with an annual cap of € 530 (article 15, lit (f), for both employees and self employed workers.ed workers.