Employers may extend these insured benefits to Blue Collar workers for professional and non prefessional risks by preparing an internal company agreement for this category of employees. This system also offers the employer the same tax and fiscal benefits offered to other categoties of employees.
The PREVIDIR FUND provides the following conditions for trhis category of employment:
Amounts insured may be based on salary multiples, and the amounts offered for the daily indemnity are left up to the policy holder to decide.
Insurance coverage for occupational risks is not a benefit for the employee. Ths cost of this insurance is tax deductible for the employer, and is not considered taxable income for the employee, to include not subject to social contributions.