Busines Owner, board members, members, contributors are just some of the categories that benefit from our insurance programs.

  • Integrative Health Care

Previdir represents the only opportunity for the Busines Owner to access collective supplementary health care plans, without the request of the state of health.

Strengths:

  • No health records are required for membership and expenses are also included for pre-existing conditions
  • Previdir’s inability to withdraw in the event of a high claim
  • Cost unchanged whatever the number of household members
  • Contributions made by both the company and the administrator do not contribute to the formation of income in the annual limit of 3,615.19
  • Injuries

Previdir, aware of the lower INAIL coverage reserved for Busines Owners, has developed a program to protect against the risks arising from accidents, compensating for damages related to death or permanent disability, to protect the possible economic losses generated.

The Busines Owner is protected both during the performance of his work and during all other activities of the day.

Strengths:

  • Settlement of compensation without any deductible if the degree of Permanent Disability is greater than 3%
  • Coverage maximums of up to 2,500,000 euros as a result of death, as well as permanent disability from injury.
  • Reimbursement of care costs directly related to the event, up to 10,000 euros without overdraft.
  • Age limit 80 years.
  • Permanent Disability from Illness

Previdir allows you to deal with the large costs caused by the onset of serious disability, providing for the liquidation of a capital if, due to an illness, a decrease or the definitive loss of the ability to carry out any profitable work. This is even more relevant if you are an entrepreneur.

Strengths:

  • medical questionnaires are not required
  • no period of deficiency for the effectiveness of the coverage, which, on the contrary, is immediately operating
  • high coverage ceilings up to 1,032,913.80
  • Life

Previdir offers concrete support to deal with the property damage caused by the absence of work of its key men, or the financial consequences for their family members, for possible severe and unforeseen events.

The membership of the entire community (all members, all Board Members, etc.) entitles you to particularly advantageous conditions.

Strengths:

  • Membership without filling out anamnestic questionnaires up to a capital of 300,000.00 euros
  • Ability to extend insured capital up to 1,000,000.00 euros
  • The insured capital can be diversified on the basis of the duties of the members.
  • Missions Abroad

Busines Owners who travel professionally abroad can benefit from a solution that protects their travel across national borders, thanks to a specific cover for reimbursement of medical expenses, accidents and assistance.

Strengths:

  • Reimbursement of medical expenses up to 2,000,000 euros per year
  • Free choice of health facility
  • Free medical advice
  • Liability to third parties
  • Legal assistance