The Previdir program provides blue collar staff the following insurance plans, which offer the insureds  beneficial characteristics both contractually and economically.

  • Supplementary Health Care

The supplementary health care program offered by PREVIDIR provides a number of options for these employees modulated as per individual needs, extending coverage to also include family members of the same household.

Strengths:

  • One single cost for the entire family, as recognized by the contract fund
  • Options without age limits
  • Non cancellation options, following claim
  • Coverage includes diseases manifested as a direct consequence of pathological situations which have aerisen before the date registration date of the fund
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  • Individual and Group Accidents

Insurance offered under this plan includes the following events : professional and extra professional risks, travel exposure ( 24 hour coverage ).  This plan also includes indemnity payments for:

  • death
  • permanent disability
  • health care costs following accident

Strengths:

  • No permanent disability deductible for compensation when the disability is greater than 3 %
  • 100 % compensation if disability exceeds 60 %
  • options for an increased amount insured ; up to EURO 2,500,000 for accidents /events resulting in Death or Permanent Disability
  • reimbursement of health care costs following accident  EURO 10,000
  • max age limit: 80
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  • Group and Individual Life insurance

The average pensions provided by  Italian state institutions  is never sufficient to compensate the insured for the consequences of severe and unforseen events ( such as death or permanent disability of the employee ) resulting in  direct financial implications for their family members.  Those options offered by the Previdir fund propose valid options to resolve these gaps through innovative market conditions.

Strengths:

  • No health records are required for amounts insured up to € 300,000
  • Options to increase the amount insured to EURO 1,000,000
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  • Long Term Care

The Previdir Long Term Care program is directed to ensure the insureds who are “ not self sufficient “ a definitive periodic pension to meet the social welfare and health care benefits required to continue in maintaining their level of standard living.

Strengths:

  • the possibility to deduct the contributions for the insureds , to be included up to a maximum limit of EURO 3.615.50
  • Waiting period: 90 days
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  • Missions abroad

Previdir allows Blue Collar Employees who make professional trips abroad to benefit from a solution capable of protecting their movements beyond national borders, thanks to specific coverage for the reimbursement of medical expenses, accidents and assistance.

Strengths:

  • Reimbursement of medical expenses up to € 2.000.000 per year
  • Free choice of health facility
  • Free medical advice
  • Liability towards third parties
  • Legal assistance
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  • Welfare

The term Corporate Welfare refers to all contractual or one-sided initiatives by the employer aimed at increasing the well-being of the worker and his family through a different distribution of pay, which may consist either in refund benefits or in the direct provision of services, or in a mix of the two solutions.

Strengths:

  • Optimizing the tax benefit for the company, according to the current regulations and, in particular, by articles. 51 and 100 tuIR
  • Increased purchasing power for the employee: taxed and decontributed benefits but also discounts, promotions, conventions, goods and services with exclusive conditions
  • Increased corporate well-being: improved business climate, decreased turnover and absenteeism, increased attraction and retention for the company.
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how to join the fund
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